San Bernadino’s Top Merchant Cash Advance Company

August 6, 2019

Getting business funding is crucial to helping small businesses blossom, but it seems like banks didn’t quite get the memo. A recent study revealed that 99 percent of all new small businesses are rejected when they apply for a traditional SBA loan at a bank. The vast majority of entrepreneurs find themselves feeling lost, even cornered, by their inability to get a traditional loan.

In recent years, a new solution to business funding problems has come into play. Leo Capital Group’s merchant cash advances allow new businesses of all sizes to get the funding they need, when they need it, all while providing flexible payment terms.


A merchant cash advance is a business funding method that acts similar to a loan, but isn’t quite a loan. It’s a purchase of future credit card sales at a discount. Once you receive the advance, you pay the advance (multiplied by an “interest rate” called a factor) over time by having a portion of your sales immediately deducted to pay off the bill each week.

Since it’s a purchase on future sales, the amount you pay is based on the amount of money you make in a week. If you don’t make money, you don’t have to pay it off and the advance’s payoff date is delayed. If you have a great week, you pay a little more and your amortization date is pushed forward.


Merchant cash advances are booming in popularity, and rightfully so. They are now the second most popular business funding method in America. Getting a cash advance offers these benefits to entrepreneurs:

There’s no credit check and no stringent requirements.Traditional business loans typically require near perfect credit for approval. This leads to an astronomically high rejection rate. Cash advances have an approval rate of 70 to 80 percent, which makes them a great go-to for people who have already been rejected by banks.
Merchant cash advances don’t require excessive paperwork.They also require entrepreneurs to be in business for years, offer up a high down payment, and expect them to furnish a full history of their company. Most entrepreneurs don’t have the time nor the patience to deal with so much paperwork. A cash advance requires minimal documentation in order to push through.
Cash advances offer fast disbursement.Most cash advance recipients will see the money they’re approved for within 72 hours of application.
Flexible payment terms.Because the payment numbers are based on your sales, you never have to worry about selling too little to afford a fixed payment. You get to pay it off at your company’s own unique pace.
No collateral is ever needed.Are you tired of being rejected for loans because you don’t want to risk losing your home if things end up badly? A merchant cash advance never requires collateral.
You get full freedom on spending.Banks are allowed to put stipulations on what businesses can and cannot use their money for. Cash advances give you freedom to choose what you want to do with the money you receive, no strings attached.


Right now, there are thousands of companies throughout San Bernadino who have merchant cash advances to thank for their success. The first step to getting the funding you need is to call California’s favorite funding company. We’re waiting for your call, and are ready to help your business reach profitability.