The Best Small Business Loans in San Bernadino

August 6, 2019

Even the smallest companies will need to have funding to make things work. Whether it’s to cover for a sudden, unexpected loss, or to help seed the start of a new expansion, a little extra money can make all the difference for small businesses. Though funding is absolutely crucial to small companies, it’s often difficult to get the money you need through traditional SBA loans.

Thankfully, at Leo Capital Group, we make it possible for San Bernadino business owners to get the money they deserve. Thanks to our small business loan program, we make it possible for companies of all kinds to get the money they need.


Small business funding can take a very wide variety of different forms, including collateral loans, lines of credit, and merchant cash advances. The most common kind of business funding entrepreneurs hear about is a loan from a local bank. Unfortunately, bank loans tend to be difficult to obtain in many situations.

At our firm, we offer California companies the chance to get the loans they need without the high restrictions that typical banks use. To do this, we offer third party collateral loans and merchant cash advances.


If you have been rejected by banks for a standard SBA loan, or just haven’t been able to get a line of credit, then a collateral loan may be your best bet. Collateral loans are loans that are secured with an asset that you or your business owns, most commonly real estate. If you fail to pay the loan on time, the collateral becomes property of the bank.

Collateral loans have much higher approval rates than traditional bank loans, and often come with the added perk of offering the borrower a lot more money than they would have otherwise been able to obtain. These loans also are more flexible when it comes to matters like credit scores, cash flow, and the length of time you’ve been in business.


Each loan is different, and the amount of collateral you will have to furnish will depend on a number of factors, including how much money you want to borrow, how long you’ve been in business, as well as your credit score.

A typical loan will require real estate or similarly high value collateral in order to be approved. The real estate itself can be personal real estate from the entrepreneur, a high value equipment item that deals with the business, or real estate that belongs to the company itself.


It’s true that you can apply for collateral loans through many other lenders, but very few lenders will go as far as Leo Capital Group will to ensure that you get the funding you need. Our specialists will help match you with the best possible loan for your business’s needs and advise you on how to make the most of your application.

Should you be unable to qualify for a collateral loan, our specialists will pair you with the right cash advance or line of credit for your needs. Our company is dedicated to making it easy for small businesses to succeed, no matter what you need. If you want to learn more, give our office a call.